The chief problem with Marx and his followers is that capitalists who employ others are but the tip of the proverbial iceberg. Everyone else in the capitalist system strives for that tip. The classes are but strata of society established by competition for wealth in all of its forms among all members of society, some of whom end up at the bottom of the iceberg. Although the competition is far from treating everyone equally, for there are wide differences both in ability and endowment among members of society, the tip is open to all. The competition continues even between the capitalists themselves, a few of whom end up at the very top of the tip while some of them sink below it, whereupon they become employees in turn. The only exceptions are monks and hermits of many different faiths, who keep out of the competition for a variety of reasons. They represent only a tiny portion of humanity, though. Everyone else is a capitalist at heart, but fortune favors only a few. As the capitalist system develops, the inequality between members of society increases. The iceberg becomes ever more pointed, which makes the competition among all members of society ever fiercer. The only way out of capitalism is by evolution of the human species past striving for wealth. Otherwise, revolutions will always end up by returning to the capitalist system in one of its guises. Capitalism explained at long last.